Our Approach

SUSTAINABLE FINANCE

Our members are the focal point of all we do

Financial inclusion is ensuring a beautiful future for the finance sector. By our innovative approaches in digital banking, we make it possible to reach our clients.

We are keen on leaving no one behind, we have the traditional but simplified form, USSD for the basic phone without internet, the web application as well as our innovative whatsapp banking.

We are intentional about sustainability, hence our products are skewed towards our SDGs especially SDG 5, 8 and 17

Capacity Building

Educating our clients with best practices, current business practices, and tools for them to scale up their businesses and remain sustainable is our forté.

Our ecosystem provides a training hub and an opportunity for local and international exposure for our clients.

Our Key Focus Funding Areas

65% funding

At a subsided interest rate for women-led businesses

10% accelerator

And grant for youth entrepreneurship (business ideation and go to market strategy)

10% & 15%

Education and Personal Development, & ALL other MSMEs

OUR PRODUCTS

Together Let's Empower Communities...

Scheme/Group Loans

We offer loans to groups starting from 5 upto 20 or more members.

This is specially designed to support micro and small businesses and members in a group not meeting requirements individually.

SME loans

Small and medium sized businesses have access to loans to scale up their businesses.

Consumer Loans

Loans to support individual/business lifestyle and purchase of assests.

Educational Loans

Loans to support individuals with continuous professional or career development.

Female Entreprenuers Loan

Loans for women-led businesses to support and scale up their businesses.

Interest rates are very low to promote financial inclusion and economic confidence.

Savings Accounts

Our savings accounts have competitive interest rates offering our customers a safe haven to build a buffer for future needs.

We are passionate about building a savings mindset in our customers.

Insurance

Together with our insurance partners, we help you safe guard against emergencies and help reduce the financial stress against unexpected expenses.

Micro Insurance for Enterprises and Business Owners (Life, Funeral, Burglary)

Inclusion

Globally, research has proven that women have significantly less access to credit compared to men, although many research findings has proven that women are responsible borrowers, diligent savers, and competent managers.

Ensuring financial empowerment of women in our communities is critical to us, and by ensuring no woman is left behind, we leverage on the associations, clubs, schemes, groups and networks in our communities to reach out to women

The youth are also very dear to us, and we ensure our campus events on financial literacy and ideas workshop to support and partner feasible business ideas, nurture them and support with funding and go to market strategy